Residential Landlords Insurance

Why insure your investment with us?

DSH Insurance’s Landlords Insurance offers quality insurance with a range of benefits.

What is included in the Cover

• Malicious Damage by tenants
• Accidental damage
• Fire, storm, rainwater, lightning, earthquake and more
• Fusion of an electric motor up  to 15 years old
• Accidental breakage of fixed glass 
• Legal liability cover up to $30 million
• Removal of debris if the home is damaged by an insured event 
• Flexible payment options (annually or monthly at no extra cost)

Conditions, limits and exclusions apply

What are some of the additional benefits I will get with my Landlords Insurance ?

• Loss of Rent - This applies if the home is so damaged by an event (for which we agree to pay a claim) and it cannot be let out to tenants. If the home is tenanted or is between tenants at the time of the loss or damage, we pay up to:
  • $25,000, or
  • 20% of the sum insured for your home,
  • 20% of the sum insured for your contents,
    whichever is the highest, for loss of rent or rentable value if the home is tenanted or is between tenants at the time the loss or damage occurred. We pay this over and above your sum insured for home or contents.
• Removal of debris if the home is damaged by an insured event
• Replacement of locks and keys - We pay up to $3,000 to replace or alter locks and/or keys, if locks to your home are damaged or keys to your home are burgled by someone other than the tenant or their family breaking into the home

Conditions, limits and exclusions apply