Cover you can count on
Your possessions are more than just belongings – they include your memories, the things you can't place a value on. Getting the right insurance is a big priority and it means making sure you get the cover you need, together with the care you want and deserve.
Defence Service Homes Insurance has been designed to give you exactly the kind of security you need. It's the cover you can count on. Our contents cover offers comprehensive insurance with economical premiums, and a range of other benefits that makes it different to any other policy on the market.
New for old replacement – regardless of age
Accidental damage extension option
No excess other than the standard excess for earthquakes, and the accidental damage option
An automatic adjustment of 0.40% a month for inflation
If you move house, we'll cover your contents at both locations for up to 30 days
Discounts – for retirees, over 50s, loyalty and no claims
World-wide personal liability – for claims for death, injury to others or damage to property
Special valuables cover is also available to protect valuable personal belongings anywhere in Australia or New Zealand, and up to 60 days worldwide.
Making a partial claim has no effect on the value of your policy – you are still covered for the full sum insured.
You can insure your contents with Defence Service Homes Insurance if you:
have a Defence HomeOwner loan;
are a member of the Defence Forces;
are a member of the ex-service community;
are a veteran, spouse or widow of a veteran;
provide services to the above communities; or
have a Defence Service Homes loan or have ever been eligible for one.
Insuring your contents with us is hassle free, you don’t need to fill in any forms. Be sure to tell us the date on which you'd like your insurance to take effect. It's easy to change your policy from another insurer. If you'd like, you can let us know when your policy is due and we'll contact you then so you can compare our premiums.
The Contents Valuation Guide (Please note that this link will take you to the QBE Insurance (Australia) Limited web site and will open in a new browser window) allows you to easily calculate the correct value of your contents, and we are always happy to discuss this value with you. Also ask us about flexible payment options.
